*Limited time 3.875%/4.875% Conventional 30-year interest rate 5.875%/ 5.832% APR with 2:1 Rate Buydown (“Promotion”) valid on eligible Move-in Ready Homes (each, an “Eligible Home”) that will close escrow on or before 10/31/2025 (“Promotion Period”). To be eligible buyer must execute all sales documents and deliver required deposit no later than 8/30/2025. 2:1 Rate Buydown means the initial interest rate will initially be 3.875% increasing to 4.875% in year 2 with final note rate of 5.875% starting in year 3 with APR at 5.832%. The advertised annual percentage rate (“APR”) of 5.832% is calculated using seller incentives and based on a Conventional 30-Year mortgage with a Total Purchase Price of $500,000 (as set forth on the final closing settlement statement, including cost of all options selected) and a loan amount of $400,000, minimum of 20% down payment with 780+ credit score and buying a home as a primary residence (“Qualified Buyer”). At Qualified Buyer’s closing on the purchase of the Eligible Home, Seller agrees to pay up to 6% of Total Purchase Price towards the rate buydown fee and/or other settlement costs. Total closing cost contribution is subject to maximum contribution limitations based on mortgage loan program guidelines. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender, Home Mortgage Finance Corporation, prior to submitting an offer, to qualify for this finance promotion; and (2) satisfy all other closing date and eligibility criteria. Affiliated Business Arrangement Disclosure statement will be provided. Offer may not be redeemed for cash or equivalent. Seller reserves the right to modify or withdraw the above finance Promotion terms and/or Promotion Period at any time prior to contract and are not valid on contract re-writes or prior sales. Buyer is not required to finance through Affiliated Lender to purchase a home; however, Buyer must finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Rates may vary depending on program, down payment and loan amount, market fluctuations, as well as other factors outside of the Seller or Affiliated Lender’s control. This Promotion cannot be combined with any other incentive offer, except as otherwise expressly set forth above. This is not an offer to lend or an offer to enter into an interest rate discount agreement which can only be made in writing. Other restrictions may apply. Not all buyers/borrowers will qualify. Consult your sales associate for additional information. Void where prohibited by law. Arizona: Home Mortgage Financing Corporation dba Home Loan Financing Corporation –NMLS 162226; 9666 E Riggs Road, Suite 118, Sun Lakes, AZ 85248; TEL: 480 895-5555. Texas: Home Loan Financing Corporation 9400 Parkview Street Denton, TX  76207. TEL 940-246-1010.