Limited Time Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.50% / 5.50% APR (“Promotion”) valid on eligible Move Move-in Ready Homes (each, an “Eligible Home”) that close escrow on or before 6/19/2026 (“Promotion Period”). To be eligible, buyer must execute all sales documents and deliver required deposit no later than 5/31/2026. The advertised Annual Percentage Rate (“APR”) of 5.50% APR is based on a conventional 7/6 ARM, 30-year fully amortizing term, with a Total Purchase Price of $500,000 (as set forth in the final closing settlement statement, including cost of all options selected) and a loan amount of $400,000, minimum of 20% down payment with a 780+ credit score and buying a home as a primary residences (“Qualified Buyer”). The initial starting interest rate is 4.50% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and is subject to change based on the 30-Day average SOFR index as published by the Federal Reserve Bank of New York and may be higher or lower after closing plus a margin of 2.75%. Thereafter, the maximum change in the interest rate is up to 1% every six months with a lifetime minimum interest rate of 2.75% and a lifetime maximum interest rate of 9.50% (maximum life interest rate adjustment increase of 5.00%). Adjustable rate means your interest rate and payment may change during the life of your loan. At Qualified Buyer’s closing on the purchase of the Eligible Home, Seller agrees to pay up to 6% of Total Purchase Price towards the rate buydown fee and/or APR settlement costs. Total closing cost contribution is subject to maximum contribution limitations based on mortgage loan program guidelines. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender, Home Mortgage Finance Corporation, prior to submitting an offer, to qualify for this finance promotion; and (2) satisfy all other closing date and eligibility criteria. Affiliated Business Arrangement Disclosure statement will be provided. Offer may not be redeemed for cash or equivalent. Seller reserves the right to modify or withdraw the above finance Promotion terms and/or Promotion Period at any time prior to contract and are not valid on contract re-writes or prior sales. Buyer is not required to finance through Affiliated Lender to purchase a home; however, Buyer must finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Rates may vary depending on program, down payment and loan amount, market fluctuations, as well as other factors outside of the Seller or Affiliated Lender’s control. This Promotion cannot be combined with any other incentive offer, except as otherwise expressly set forth above or as agreed upon by the seller. This is not an offer to lend or an offer to enter into an interest rate discount agreement which can only be made in writing. Other restrictions may apply. Not all buyers/borrowers will qualify. Consult your sales associate for additional information. Void where prohibited by law. Arizona: Home Mortgage Financing Corporation dba Home Loan Financing Corporation – NMLS 162226; 9666 E Riggs Road, Suite 118, Sun Lakes, AZ 85248; TEL: 480-895-5555. Texas: Home Loan Financing Corporation 9400 Parkview Street Denton, TX  76207. TEL 940-246-1010.